Insurance in today’s sharing economy: New challenges ahead or a return to the origins of insurance?

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Abstract

In the early twenty-first century, technology-based peer-to-peer (P2P) business models have been popping up, multiplying and succeeding. These business models set themselves apart from traditional business-to-consumer (B2C) models. This paper aims at identifying and outlining the new types of technology-based business models in use in the insurance sector. We began our quest in search of the new challenges to the law of insurance brought about by such business models and found ourselves face to face with some new takes on the oldest forms of insurance known to humanity.
Original languageEnglish
Title of host publicationInsurTech: A Legal and Regulatory View
Subtitle of host publicationAIDA Europe Research Series on Insurance Law and Regulation
EditorsPierpaolo Marano, Kyriaki Noussia
PublisherSpringer
Pages27-47
Number of pages21
ISBN (Print)9783030273866, 9783030273859
DOIs
Publication statusPublished - 2020

Publication series

NameAIDA Europe Research Series on Insurance Law and Regulation
Volume1
ISSN (Print)2662-1770
ISSN (Electronic)2662-1789

Keywords

  • Insurance
  • sharing economy
  • Contracts
  • Brokerage
  • online relationships
  • Big Data
  • insurance contracts

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