Indirect costs of financial distress

Cláudia Custódio, Miguel A. Ferreira, Emilia Garcia-Appendini

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Abstract

We estimate the indirect costs of financial distress due to lost sales by exploiting real estate (RE) shocks and cross-supplier variation in RE assets and leverage. We show that for the same client buying from different suppliers, the client’s purchases from distressed suppliers decline by an additional 13% following a drop in local RE prices. The effect is more pronounced in more competitive industries, manufacturing, durable goods, less-specific goods, and when the costs of switching suppliers are low. Our results suggest that clients reduce their exposure to suppliers in financial distress.

Original languageEnglish
Pages (from-to)2233-2270
Number of pages38
JournalReview Of Finance
Volume27
Issue number6
DOIs
Publication statusPublished - 1 Nov 2023

Keywords

  • Economic distress
  • Financial distress
  • Real estate prices
  • Supply chain

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