Associate Professor of Finance & Economics at Universidade Nova de Lisboa and Invited Professor at Université Paris-Dauphine in Paris, France. He holds a PhD and BSc in Economics from University of Évora and a MSc in Monetary in Financial Economics from ISEG Technical University of Lisbon. He is Director of the Postgraduate Programs in Financial Markets and Risks and Data Science for Finance and is Co-Director of the Master Program in Law and Financial Markets, NOVA IMS & NOVA Law School. He is an Integrated Member of MagIC, NOVA IMS research and development center and integrated member of Banco Bilbao Vizcaya Argentaria (BBVA) Pensions Institute Scientific Experts Forum in Madrid, Spain. He Coordinates ORBio - Observatory of Biometric Risks of the Portuguese Life Insured Population, APS - Portuguese Insurers Association. He integrated as an external member the Interministerial Commission for the Reform of the Social Security System in Portugal. He works as scientific consultant for national & international public (Ministry of Finance; Ministry of Labour & Social Security; Statistics Portugal) and private institutions (Insurance companies, Pension Funds Association, Social Benefits Issuers Association, Calouste Gulbenkian Foundation,...) on research topics such as Ageing population & pension system reform, sustainability of social policies, macroeconomic & social impact of social policy, developing new financial solutions for the decumulation phase of pensions, hedging longevity & dependency risks at retirement. His work is published in prestigious academic journals such as the Journal of Banking and Finance, Insurance: Mathematics and Economics, Risk Management, Journal of Finance and Economics, International Journal of Applied Decision Sciences, CESifo DICE Report - Journal for Institutional Comparisons, MIT Press and World Bank books and in numerous official reports, monographs and IZA | CESifo | BBVA Pensions Institute Working Papers